Certificates of Deposit		APY=Annual Percentage Yield
Term	Minimum	Interest Rate	APY
3 Month	$1,000	.40	.40
6 Month	$1,000	.60	.60
9 Month	$1,000	.60	.60
12 Month	$1,000	1.15	1.16
14 Month	$1,000	1.15	1.16
15 Month	$1,000	1.15	1.16
18 Month	$1,000	1.25	1.26
24 Month	$1,000	1.75	1.76
30 Month	$1,000	1.75	1.76
36 Month	$1,000	2.30	2.32
42 Month	$1,000	2.30	2.32
48 Month	$1,000	2.70	2.72
Savings*	$25.00	.25	.25
Super Now*	Over $5,000	.50	.50
	Under $5,000	.25	.25
NOW*	Over $1,000	.25	.25
	Under $1,000	.15	.15
MMK*	Over $2,500	.45	.45
	Under $2,500	.15	.15
IRA TDOA*		2.25	2.27

Minimum balance above is to open: No minimum balance required to earn interest;*Rate may change after opening;Fees on interest bearing accounts could reduce earnings;Substantial penalty for early withdrawal of certificates;For current rates call 402.988.2255

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Adams State Bank 649 Main St. PO Box 106 Adams, NE 68301 hone: 402.988.2255 Fax: 402.988.2265 adamsstatebank@diodecom.net