Depending on your credit needs, we have the loan to fulfill those needs. As a community bank since 1918, we have made just about every type of consumer and commercial loan. Want a new car? We can help. Time to refinance your house? Give us a try. Our loan officers have over 60 years of experience between them so obviously continuity is an important part in our service to you.

Installment Loans

Look to us next time you are purchasing a car, home improvement, the kid's braces etc. We are there to help you make a loan that will fit your budget.

Ask us about our new car rates.

•5.899% APR (Annual Percentage Rate)

•Certain limitations and other terms and conditions may apply.

Home Loans

From construction to long term financing, we are there to help you realize "The American Dream."

Commercial Loans

As a community bank we are very interested in the economic well being of Adams. Adams has shown great business growth over the last 5 years. We will be happy to review your credit needs and take the time to learn more about your business.

Agricultural Loan

Agriculture has been and will continue to be an important part of our state and local economy. We offer agricultural loans of all kinds including crop production, livestock, farm equipment and agricultural real estate loans.

Automatic Payment

Your monthly payment can be deducted from your checking account automatically for your convenience.