The Adams State Bank offers a wide array of savings plans. Short term or long term, we have the certificate for you. Every customer has different goals and needs. We can assist you in finding the appropriate savings plan for you. The Federal Deposit Insurance Corporation insures all deposits offered by the bank up to $100,000. Pamphlets are available to explain FDIC coverage in depth.

Our bank offers the following savings accounts:

Passbook Savings Accounts

Perfect for short-term goals and liquidity. Interest is compounded quarterly.

Money Market Investment Account

A tiered rate investment account that offers higher rates than a Passbook account. The interest rate can change monthly and is compounded monthly.

Certificates of Deposit

Just the account you need to achieve higher interest rates with a fixed maturity. Chose from 3 months to 4 years maturities. Minimum deposit of $1,OOO.OO Interest compounded quarterly. Substantial penalty for early withdrawal. See our current rates.

IRA's

Our staff offers Traditional and Roth IRA's. Rates are tied to the 6 month CD rate and are subject to change month. Interest is compounded quarterly.